Excess and surplus (or "surplus lines") insurance covers hard to place risks which are not written by the standard markets. There are three categories:
Non-standard risks - have unusual underwriting characteristics
Unique risks - admitted carriers do not offer a filed form or rate
Capacity risks - client seeks an abnormally high level of coverage
(summarized from a description at the NAPSLO site)
In the United Kingdom and possibly other countries, the word bespoke is used to denote such tailored insurance products.
More information
Sites 4
Provider of surplus lines products. Specializing in excess flood and wind, homeowners, commercial property, and liability insurance.
Commercial insurance wholesale broker offering coverages in the areas of property, casualty, and professional. National firm with offices in many areas the USA.
An excess and specialty lines MGA which began in 1981 in Boone, North Carolina, USA. Offers a wide range of products including property, casualty, automobile, garage, and professional.
A dedicated wholesale insurance agency offering products to independent agents in the New England states of the USA. Products include specialty and excess and surplus lines.
Provider of surplus lines products. Specializing in excess flood and wind, homeowners, commercial property, and liability insurance.
Commercial insurance wholesale broker offering coverages in the areas of property, casualty, and professional. National firm with offices in many areas the USA.
An excess and specialty lines MGA which began in 1981 in Boone, North Carolina, USA. Offers a wide range of products including property, casualty, automobile, garage, and professional.
A dedicated wholesale insurance agency offering products to independent agents in the New England states of the USA. Products include specialty and excess and surplus lines.
Last update:
October 19, 2023 at 6:05:07 UTC
Check out
Regional: North America: Canada: Ontario: Regions: Waterloo: Business and Economy
- Recently edited by shedragon
- Recently edited by shedragon