Curlie

Wholesale and Distribution

This category is for insurance wholesalers who market to and service "retail" agents and brokers or even other wholesalers. Listings include sites of general agents (GA), managing general agents (MGA), underwriters, and insurance consortia (e.g. Lloyd's syndicates).

Please only submit wholesalers here. All agency, brokerage, and marketing sites which deal directly with consumers should be submitted to the appropriate sub-category of Agents and Marketers.

Associations

This category is for non-profit associations of insurance wholesalers.

Commercial

Lists sites for wholesalers of commercial insurance.

Excess and Surplus

Excess and surplus (or "surplus lines") insurance covers hard to place risks which are not written by the standard markets. There are three categories:

Non-standard risks - have unusual underwriting characteristics
Unique risks - admitted carriers do not offer a filed form or rate
Capacity risks - client seeks an abnormally high level of coverage

(summarized from a description at the NAPSLO site) In the United Kingdom and possibly other countries, the word bespoke is used to denote such tailored insurance products.

Life and Health

Contains sites for wholesalers of life and/or health insurance.

Property and Casualty

Sites of property and casualty insurance wholesalers.

Syndicates

Syndicates are organized groups of individuals or companies who commit resources in order to provide the reserves necessary to offer insurance. Lloyd's of London employs many syndicates to back the insurance offered in its name. This category is not limited to Lloyd's syndicates, however.